# Net Worth Dashboard

## Introduction

Description: Dashboard to view all your assets and liabilities, as well as track your monthly net worth growth

Use Case: Track user net worth growth and overview of all assets and liabilities

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## User Guide

The net worth dashboard will be integrated with the app's different features, such as the money tracker and investment portfolio.

<figure><img src="/files/bBFMLEInJdCbfqWpKn6K" alt=""><figcaption></figcaption></figure>

As you can see, you can view a breakdown of your assets and liabilities, your net worth ratio, and your net worth growth over time. To better understand the net worth ratio, here is a summary of what each ratio means and what is an ideal number/target to achieve:

* Liquidity Ratio -> Assets / Monthly Expenses (Ideal = 3-6 months)
* Savings Rate -> Net Cash Flow / Monthly Income (Ideal ≥ 20%)
* Debt to Asset Ratio -> Liabilities / Assets (Ideal < 50%)
* Solvency Ratio -> Net Worth / Assets (Ideal = Higher the better)
* Net Worth Invested -> Investment / Net Worth

## View Assets/Liabilities

<figure><img src="/files/jNMLSDGgxwoh2ehNF2N6" alt=""><figcaption></figcaption></figure>

You can create new assets/liabilities, edit and even delete existing ones.

Notes:

* Net worth and ratios will be tracked and saved daily at 8 AM SGT
* All values will be localized to your base currency based on your profile's country
  * This means your investment portfolio value will be converted from USD to your base currency
  * Money Tracker, wallets and other features will assume to be in your localized base currency


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